Down Payment Assistance

The City Second Loan Program provides a downpayment loan, which can be up to $500,000, but depends on fund availability. The loan is used to bid on a collection of properties also advertised on the open market. 

Through the DK-DALP, MOHCD is providing an additional opportunity for low to middle-income buyers to compete in San Francisco’s high-cost housing market. The DK-DALP is a down payment loan up to $500,000 to bid on a property on San Francisco's open market.

DALP provides down payment assistance of up to $500,000 to help low- to middle-income first-time homebuyers purchase a market-rate property in San Francisco. 

NeighborhoodLIFT is now available in the Greater San Francisco Bay Area! The NeighborhoodLIFT® program, a collaboration between Wells Fargo and NeighborWorks® America, offers down payment assistance for eligible homebuyers who complete approved homebuyer education. 

AC Boost provides shared appreciation loans of up to $210,000 to assist middle-income first-time homebuyers to purchase a home in Alameda County!

All classroom teachers, Pre-K through 12, may purchase ANY home on the market through the Teacher Next Door Program. Plus, you are eligible for the Teacher Next Door Grant and additional down payment assistance for teachers.

MyHome offers a deferred-payment junior loan of an amount up to the lesser of 3% of the purchase price or appraised value to assist with down payment and/or closing costs.

A 4-to-1 matching program.. Here's how it works: Let's say you have $5,500 for a down payment. WISH will match that with $22,000. Your total down payment on your first home is now $27,500.

MOHCD provides need-based downpayment assistance for low and moderate income households who otherwise would not be able to buy a BMR unit. MOHCD will only extend loan funds when it is necessary for a borrower to qualify for an affordable mortgage.